Minnesota Cabinetmakers Insurance
As a cabinet maker in Minnesota, you have worked hard to build your small business. Each day you create custom cabinets and might even have them installed. Working in residences or even businesses has its risks. A nail goes into a water pipe, scratches on wood flooring, a poor decision made by an employee. It’s very important to have proper cabinetmakers insurance in place to protect the future of your Minnesota cabinetmaker business.
Many times a general contractor will be asking for a certificate of insurance so you can work and get paid. Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.
General Liability Insurance for Cabinetmakers
Cabinetmakers insurance or general liability insurance is really the core policy most Minnesota businesses purchase. Covering bodily injury and property damage, it’s an important policy for your cabinetmaker business. General liability insurance covers bodily injury and property damage claims. Often companies will include a $1,000 property damage deductible. This should be taken into consideration when determining the proper insurance for your contracting business. Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have some specific requirements from an MN general contractor. Please email it to us. This saves time and helps you secure a certificate and the contract fast.
Business Owners Policy (BOP)
Take a general liability insurance policy and mix in what many cabinetmakers need, like building coverage, business personal property. If you qualify, a BOP is preferred even if the property isn’t written as it includes business interruption insurance.
Contact Us for Quote – Minnesota Cabinetmakers Insurance
We are ready to discuss your cabinet makers insurance and your contracting companies needs. Pick up the phone or use the short form to the right. Request your contractors general liability insurance quote for your Minnesota small business. Don’t delay, you will be happy you did!