Minnesota Cable Installers Insurance
Let us be your tour guide for MN cable installers insurance for your small cable TV, satellite TV, digital TV, and subscription TV installation company. As a cable installer in Minnesota, you have worked very hard to build your small business.
Companies doing cabling/pulling cable for residents or businesses, telephone, data installation, high-speed internet, installing satellite dishes all need your services.
You work with crimping pliers, cable slicing knives, voltage detectors, probe pics, modular crimpers, coaxial cable, low voltage wire, low voltage wire connectors, fish tape, and more.
It’s essential to have proper business insurance in place to protect the future of your Minnesota cable installation business.
Call us at 952-469-0425 or click Get My Quote below. Your cable installer liability insurance is just a call or click away!
Many times general contractors will be asking for a certificate of insurance or proof of insurance so you can work and get paid. They are just looking for general liability insurance fifty percent of the time.
But sometimes, they are also looking for additional insured, per project, ongoing and completed operations, waiver of subrogation status, primary non-contributory language, or even commercial auto insurance and workers compensation insurance.
General Liability Insurance for Cable Installation Contractors
General liability insurance is the core policy and starting point for most Minnesota cable installation contractors. Covering bodily injury and property damage it’s a crucial policy for your cable or satellite TV installer business.
Often companies will include a property damage deductible ($500, $1,000, $2,500, etc.) Please consider the deductible when determining the proper insurance for your low-voltage contracting business.
Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have been given specific requirements from an MN satellite TV provider, computer company, or telecommunications company.
Please email it to us, as it saves time and helps you secure an insurance certificate and the contract fast.
Business Owners Policy (BOP) – Minnesota Cable Installer Liability Insurance
Take a general liability insurance policy and mix in what many cable installation companies need, like building & personal property coverage. Building coverage is not required, but many insurance companies require at least $5,000 in business personal property coverage. If you qualify, a BOP is preferred because it has more coverages included.
Contact Us for Quote
We are ready to discuss your Minnesota cable businesses insurance needs. Tell us; we are listening.
Please pick up the phone and call 952-469-0425 or use our easy online form. Request your cable installers liability insurance quote for your Minnesota small business. Don’t delay; other contractors have already saved 37%!
Frequently Asked Questions (FAQ)
Q- Is cable installers insurance required by law?
Ans:- There is no requirement in Minnesota to carry general liability insurance unless you are licensed. However, if you have employees, you must carry workers’ compensation insurance, and a general contractor or the person you are working for might require these coverages.
Q- How much cable installer insurance will I need?
Ans:- Generally speaking, most cable installers carry a $1,000,000/$2,000,000 policy. The reason is cable installer liability insurance is cheap. Many times a $300,000/$600,000 or $500,000/$1,000,000 policy is the same price because you are at a minimum premium. However, you can be required to carry higher limits and more coverage. Many large country-wide cable companies have strict requirements on insurance.
Q- What is the price of liability insurance?
Ans:- You can expect to pay around $40 per month for general liability insurance based on one owner doing cabling. Most of the small businesses we insure spend less than $83.00 per month and very few, less than 2% per over $100. Our licensed insurance agents are happy to assist if you have any questions or would like a price quote.