Minnesota Carpet Cleaning Insurance
Minnesota carpet cleaning companies might just save 20% – 35% on their carpet cleaning insurance rates. Also, be sure your carpet cleaning business insurance has the right coverage to protect your company. As a carpet cleaning business, carpet cleaner, you have potential risks of damaging things other than carpets. Perhaps you need MN commercial auto insurance for your van. Maybe your company has expanded and you need Minnesota workers’ compensation insurance for your employees. Minnesota residential or commercial cleaning contractors, we have you covered. Request a quote for your Minnesota janitorial or MN cleaning business today!
My General Contractor is Looking for Proof of Insurance
Many times a general contractor will be asking for a certificate of insurance so you can work and get paid. Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.
General Liability Insurance for Carpet Cleaning Companies
General liability insurance is really the core policy and starting point for most Minnesota carpet cleaning companies. It covers bodily injury and property damage, it’s an important policy for your business. Often companies will include a property damage deductible ($1,000, $2,500…). This should be taken into consideration when determining the proper insurance for your Minnesota business. Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have been given some specific requirements from the general contractor. Please email it to us. This saves a lot of time and will help you secure an insurance certificate and the contract fast.
Business Owners Policy (BOP)
Take a general liability insurance policy and mix in what many carpet cleaning companies need, like building coverage, business personal property. If you qualify, a BOP is preferred even if the property isn’t written as it includes business interruption insurance also.
Contact Us for Quote – Carpet Cleaning Insurance
We are ready to discuss your MN general contractors insurance and your contracting company. Pick up the phone or use the quick quote form to the right. We have the experience you need and som eof the best prices in town. Request your contractors general liability insurance quote for your Minnesota small business. Don’t delay, do yourself a favor, you will be happy you did!