Complete Our Minnesota Electrical Contractors Insurance Quote Form
We love Electrical Contractors! Hahaha the classification. Electrical contractors insurance is very low cost through our local Minnesota independent insurance agency. We have a couple of special programs for electricians with rates starting at $482.00 per year. That would be the rate for a one-man operation, but we insure electricians and electrical contractors of all sizes. Clients from Minneapolis and St. Paul, Plymouth, Rochester, Mankato, and Rosemount love our services. We insure electricians all over the state of Minnesota. With the internet, email and electronic signing we can have you insured in no time. Many electricians ask if we do the Minnesota electrical bond, the answer is YES! The two-year electrical contractors bond is currently $219.00. However, it must be written to match up and expire in accordance with the states rules. So, sometimes you might see $125.00 for that first bond term.
Buy your electrical contractors insurance / general liability insurance and your electrical bond from us. Let our local experienced Minnesota insurance agents help you today. We do it right the first time and on budget!
General Liability Insurance for Electricians
Minnesota electricians need general liability insurance as part of the licensing requirements in Minnesota. It is the core insurance policy for most electrical contractor businesses in Minnesota. General liability covers bodily injury and property damage, it’s an important policy for your business. Often companies will include a property damage deductible ($1,000, $2,500…). This should be taken into consideration when determining the proper insurance for your electrical contracting business. Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all clams presented. Many of our electrician friends are given specific requirements from a MN general contractor. Please email it to us right away. This really saves time and help you secure a certificate and the contract fast.
Business Owners Policy (BOP) Electrician
Take a general liability insurance policy and mix in what many electrical contractor companies need, like building coverage, business personal property. If your electrical business qualifies, a BOP is preferred even if property isn’t written as it includes business interruption insurance.
Contact Us for Quote
We are ready to discuss your Minnesota electrical contractors insurance and the details of your business. Pick up the phone or use the short form to the right. Request your MN electrician insurance quote now! You will be ‘shocked’ when you hear our low rates. Request your insurance quote now.