Framing Contractors Insurance

Framing Contractors Insurance Minnesota

As a framing contractor in Minnesota, you work hard each day to build your small business. The protection provided by framing contractors’ insurance is a must, and that’s where we come in.

You create houses, garages, sheds, walls, commercial structures, and more. A single accident could put you in harm’s way.

We quote multiple contractor insurance companies to find you the best rate and the proper coverage. Please provide your information once, let us shop for you.

Framers throughout Minnesota love, trust & use our services: Minneapolis, St. Paul, Mankato, Duluth, Coon Rapids, Rochester, Eagan, Burnsville, Wayzata, Minnetonka, Plymouth, and Brooklyn Park, to mention a few.

We deliver low-cost (never cheap) framing contractor’s insurance fast and on budget. For Minnesota carpenter insurance, make us the first and your last call, 952-469-0425. Or use our easy Get My Quote link; it’s just a click away.

General Liability Insurance for Framers

Framing contractor insurance is general liability insurance and is the core policy most Minnesota framers purchase. Often general liability is referred to as public liability insurance.

What does general liability insurance cover? General liability insurance covers bodily injury, property damage, libel, slander, and advertising injury claims & is crucial for your framing company.

Minnesota general liability insurance helps protect your premises, products, operations, and completed operations.

Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented.

Often companies will include a $500, $1,000, or $2,500 property damage deductible.  Consider this when determining the proper insurance for your contracting business.

Perhaps you have some specific requirements from an M.N. general contractor. Please email it to us. Doing this saves time and helps you quickly secure a certificate and the framing contract.

My General Contractor is Looking for Proof of Insurance

Many times a general contractor will be asking for a certificate of insurance so you can work and get paid.  They are just looking for general liability insurance fifty percent of the time. Sometimes they are also looking for additional insured status or commercial auto insurance and workers compensation insurance.

Business Owners Policy (BOP) Framing Contractor Insurance in Minnesota

Take a general liability insurance policy and mix in what many framing contractors need, like building coverage business personal property. If you qualify, a BOP is preferred as it has numerous built-in coverages that are not in a stand-alone general liability insurance policy. It also includes business interruption insurance.

Contact Us for Quote – Framing Contractors Insurance Minnesota

Tell us about your business; we are listening. We are ready to discuss your Minnesota carpenter insurance needs.

Let us shop multiple companies for you to find the coverage and price that meets your budget. We do this every day, and our professionals will take good care of you.

We are NOT a service center out of state, and we are a local independent insurance agency in Lakeville, MN. When you call, you talk to the same agent each time; get to know us.

Please do yourself a favor and call 952-469-0425 or use our online form. Request your framing contractors’ insurance quote now!

Frequently asked questions about framing insurance (FAQ)

Q- Are framers insured?

Ans:- Is Framers Insurance required? No, framers are not required to carry public liability insurance in Minnesota. As a framer, you would typically work under a general contractor pulling the permits, and therefore licensing is technically not required. However, you should have it as a business, and most general contractors will request a certificate of insurance or proof.

Q- A framing contractor completes what sorts of work?

Ans:- Framing carpenters construct or repair residential, commercial, and industrial buildings. Framers, typically using blueprints, measure and cut building materials to assemble the framework of a structure.

Q- What is the difference between a framer and a carpenter?

Ans:- A framer is a carpenter, and a framing contractor builds or assembles the primary structural parts of a wood-framed building. Framers produce exterior and interior walls out of wood studs.  Also created are sills, headers, floors, frame roofs using rafters and ridge poles.

Q- Are framers in demand?

Ans:- Yes, an increase in population has created a higher demand for framers. New home construction has been on the rise now for several years. Continued growth and job opportunities for house framers also depend on the economy.