Handyman Insurance

Complete Our Minnesota Handyman Insurance Quote Form

Handyman Insurance – Minnesota contractor insurance quotes for handyman or handy person starts with the definition. A handyman or handy person in considered to do projects of short duration. A ½ day or full day project, maybe just a couple of hours make a repair. A small painting job, replace door locks, things like that. Maybe we would consider you to be a remodeler or interior carpentry. Many companies will frown on the handyman classification, but we have Minnesota insurance companies that love it! You need Minnesota handyman insurance, general liability insurance, to protect you from lawsuits and other legal liabilities, that can happen from an accident. A jack of all trades, this puts you at risk, perhaps even more than a trade specific carpentry contractor. Talk to one of our Minnesota contractor insurance agents and get the right coverage for your handyman or handy person business.

Handymen and handywomen though out Minnesota love & use our contractor insurance services: Minneapolis, St. Paul, Eagan, Bloomington, Mankato, Duluth, Coon Rapids, Rochester, Burnsville, Wayzata, Minnetonka, Rosemount, Apple Valley. Delivering low cost (never cheap) handyman contractor’s insurance fast and on budget. Make us the first and your last call for Minnesota handyman insurance.

General Liability Insurance for Handyman / Handyperson

Handyman Insurance is general liability insurance and is really the core policy Minnesota handymen and handy women purchase. General liability is an important policy for your handyman / handy person company. What does handyman insurance /general liability insurance cover? General liability insurance covers bodily injury and property damage claims. Minnesota general liability insurance protects your, premises, product, operations and completed operations.

Often companies will include a $1,000 property damage deductible. This should be taken into consideration when determining the proper insurance for your handy person business. Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all clams presented.

Business Owners Policy (BOP) Handyman / Handyperson

Handyman and handy person classification don’t normally qualify for a BOP. A BOP takes a general liability insurance policy and bundles it with what many contractors need, like building coverage, business personal property. If you qualify, a BOP is preferred even if property isn’t written as it includes business interruption insurance.

Contact Us for Quote

We are ready to discuss your Minnesota handyman insurance / handy person insurance. Pick up the phone right now or use the short form to the right. Request your MN handyman insurance quote now!