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Janitorial Insurance – Low cost general liability insurance quotes for Janitorial and Cleaning Services in Minnesota. As a janitorial or cleaning service doing house cleaning and/or office cleaning you need quality insurance coverage that doesn’t break the bank. We quote multiple carriers and offer low cost insurance quotes for residential and commercial cleaning companies. Protect your MN janitorial and cleaning business with the best protection you can. Let us show you some quote options and help guide you in the right direction.
You work so hard each day to build your janitorial business and need janitorial insurance to protect it. Don’t take the risk of not having coverage or not having the right coverage. Let our experts help you today. Don’t wait any longer.
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We insure contractors and janitorial business all over the state. Minneapolis to Rochester, Lakeville to Duluth, St. Cloud to Mankato. Do yourself a favor and contact us today. We will find you affordable janitorial insurance coverage.
General Liability Insurance for Janitorial and Cleaning Businesses
Minnesota janitorial insurance is general liability insurance and is really the core policy for Minnesota janitorial and cleaning companies. Janitorial contractors should buy this policy first. What does janitorial insurance / general liability insurance cover? General liability insurance covers bodily injury and property damage claims. Minnesota cleaning company general liability insurance protects your, premises, product, operations and completed operations. Often MN insurance companies will include a $1,000 property damage deductible. This should be taken into consideration when picking the best insurance for your cleaning business.
Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. It’s important you understand the basics here, because you should a contract, with a hold harmless agreement and insurance requirements with your sub-contractors. We have some janitorial insurance requirement examples to share, just ask.
General liability insurance is calculated using your gross sales, owner payroll, employee payroll, sub-contractor labor costs in most cases. Securing and matching insurance policy for janitorial contractors, cleaning companies and house cleaners is an art. We work with contractors like you every day. Take the next step and ask a question or request a Minnesota janitorial insurance quote. You might be delightfully surprised at the coverage and low cost.
Business Owners Policy (BOP) Janitorial Businesses & Cleaning Companies
Janitorial businesses would normally qualify for a BOP. A general liability insurance policy, that mixes liability, building coverage, business personal property and other commonly needed coverage’s for businesses. A BOP is used often in Minnesota for retail businesses. The BOP was created back in the 1970’s and is preferred over just a basic general liability policy with no bells and whistles.
Contact Us for Quote
We are ready to discuss your Minnesota janitorial insurance and your business. Pick up the phone right now or use the short form to the right. Request your MN janitorial insurance quote now!