Minnesota Janitorial Insurance

Janitorial Insurance – Low-cost general liability insurance quotes for Janitorial and Cleaning Services in Minnesota. As a janitorial or cleaning service doing house cleaning and/or office cleaning, you need quality insurance coverage that doesn’t break the bank. We quote multiple carriers and offer low-cost insurance quotes for residential and commercial cleaning companies. Protect your MN janitorial and cleaning business with the best protection you can. Let us show you some quote options and help guide you in the right direction.

You work so hard each day to build your janitorial business and need janitorial insurance to protect it. Don’t take the risk of not having coverage or not having the right coverage. Let our experts help you today. Don’t wait any longer.

Our experts speak contractor insurance! This is what we do. What do you do best?
We insure contractors and janitorial businesses all over the state. Minneapolis to Rochester, Lakeville to Duluth, St. Cloud to Mankato. Do yourself a favor and contact us today. We will find you affordable janitorial insurance coverage.

General Liability Insurance for Janitorial and Cleaning Businesses

Minnesota janitorial insurance is general liability insurance and is really the core policy for Minnesota janitorial and cleaning companies. Janitorial contractors should buy this policy first. What does janitorial insurance / general liability insurance cover? General liability insurance covers bodily injury and property damage claims. Minnesota cleaning company general liability insurance protects your, premises, product, operations, and completed operations. Often MN insurance companies will include a $1,000 property damage deductible. This should be taken into consideration when picking the best insurance for your cleaning business.

Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. It’s important you understand the basics here because you should have a contract, with a hold harmless agreement and insurance requirements with your sub-contractors. We have some contractor insurance requirement examples to share, just ask.

General liability insurance is calculated using your gross sales, owner payroll, employee payroll, sub-contractor labor costs in most cases. Securing and matching insurance policies for janitorial contractors, cleaning companies and house cleaners is an art. We work with contractors like you every day. Take the next step and ask a question or request a Minnesota contractor insurance quote. You might be delightfully surprised at the coverage and low cost.

The Company I Want to Work With is Looking for Proof of Insurance

Many times a general contractor or the company you wish to work with will ask for a certificate of insurance or proof of insurance so you can work and get paid.  Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.

Business Owners Policy (BOP) Janitorial Businesses & Cleaning Companies

Janitorial businesses would normally qualify for a BOP. A general liability insurance policy, that mixes liability, building coverage, business personal property, and other commonly needed coverage’s for businesses. A BOP is used often in Minnesota for retail businesses. The BOP was created back in the 1970s and is preferred over just a basic general liability policy with no bells and whistles.

Contact Us for Quote – Minnesota Janitorial Insurance

Tell us about your Minnesota janitorial business and your insurance needs, we are listening. Do yourself a favor and call 952-469-0425 right now or complete the quick quote form on this page. Request your Minnesota contractors insurance quote now! You will be happy you did.