Minnesota Landscaping Insurance
Landscaping Insurance – Find low-cost general liability insurance quotes for landscaping and lawn care businesses right here. As a landscaper or lawn service owner, you have worked hard to build your small business. Each day you beautify the world by creating custom landscapes and green lawns. Being a contractor and working with homeowners and businesses on their property has its risks. A rock goes through a window, your bobcat causes damage, a poor decision made by an employee. It’s very important to have proper insurance in place to protect the future of your Minnesota contracting business.
Minnesota landscaping business owners find our insurance services top-notch. Landscaping and lawn care contractor’s insurance don’t have to be confusing. Rates for one owner start at $482.00 for one year. Landscaping businesses in Contractors Insurance MN will pay a higher rate if there are more active owners, employee payroll, or sub-contractors. Landscapers and lawn services are normally seasonal businesses. Rest assure that we cover snow removal and plowing companies too. You might need commercial auto insurance or workers’ compensation insurance. Big or small we insure them all! Have insurance questions? Looking for a 2nd opinion on your contractor’s insurance? Check us out, you will be happy you did.
General Liability Insurance for Landscaping, Lawn Care, Lawn Mowing
Landscaping insurance is general liability insurance and is really the core policy Minnesota lawn care and landscaping companies purchase. Covering bodily injury and property damage, it’s an important policy for your small business. Contractors insurance / general liability insurance covers bodily injury and property damage claims. Often companies will include a $1,000 property damage deductible. This should be taken into consideration when determining the proper insurance for your contracting business. Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have some specific requirements from a general contractor. Please email it to us. This saves time and helps you secure a certificate and the contract fast.
My General Contractor is Looking for Proof of Insurance
Many times a general contractor will be asking for a certificate of insurance so you can work and get paid. Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.
Business Owners Policy (BOP) Landscaping / Lawn Care
Take a general liability insurance policy and mix in what many some landscapers need, like building coverage, business personal property. If you qualify, a BOP is preferred even if the property isn’t written as it includes business interruption insurance.
Contact Us for Quote – Minnesota Landscaping Insurance
Tell us about your Minnesota landscaping, lawn care business and insurance needs, we are listening. Do yourself a favor and call 952-469-0425 right now or complete the quick quote form on this page. Request your Minnesota contractors insurance quote now! You will be happy you did.