Painters Insurance

Minnesota Painters Insurance

Looking for a low-cost quote on your Minnesota painters insurance? Let us be your insurance tour guide for MN painters insurance for your small business. As a painting company in Minnesota, you have worked very hard to build your small business. It’s very important to have proper business insurance in place to protect the future of your Minnesota painting business. Whether you are doing interior painting or exterior painting, we have the perfect general liability insurance policy for you.

Painting contractors in Minnesota, pay attention. Protect your painting business from costly things like paint spills, bodily injury, and other types of property damage. Lawsuits and other liabilities can hurt, even crush your MN painting business. You may do residential or commercial painting, painting houses, or inside apartments. Application methods include brush, roller, and spray. We have the right painter’s insurance for your painting company. Many “one-owner” painting contractors we work with qualify for comprehensive policy for only $482.00 for the year (2 payments!). It has a $250.00 property damage deductible which is normal.

General Liability Insurance for Painting Contractors

Painters insurance is general liability insurance and is really the core policy and starting point for most Minnesota painting contractors. Covering bodily injury and property damage, it’s an important policy for your painting business. Often companies will include a property damage deductible ($250, $500, 1,000…). This should be taken into consideration when determining the proper painter’s insurance for your painting business. Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have been given some specific requirements from an MN general contractor. Please email it to us. This saves time and helps you secure a certificate of insurance and the contract fast.

My General Contractor is Looking for Proof of Insurance

Many times a general contractor will be asking for a certificate of insurance so you can work and get paid.  Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.

Business Owners Policy (BOP) Painters Insurance 

Take a painter’s insurance policy /general liability insurance policy and mix in what many painting companies need, like building coverage, business personal property. If you qualify, a BOP is preferred even if the property isn’t written as it includes business interruption insurance.

Contact Us for Quote – Minnesota Painters Insurance

Tell us about your Minnesota painters business and insurance needs, we are listening. We are ready to put together a custom insurance plan unique to your contracting business. Do yourself a favor and call 952-469-0425 right now or use the quick quote forms on this page. Request your MN painters insurance quote now! You should do it now, don’t wait any longer. You will be happy you did.