Complete Our Minnesota Paper Contractors Insurance Quote Form
You want Minnesota paper contractors insurance at low cost. Understanding the process and rating of the insurance will help you make a quality informed decision when purchasing a paper contractors insurance policy. Companies define general contractors as paper contractors and working contractors. They are responsible for coordinating the job. Paper contractors generally sub out 100% of the physical work. Working contractors are also involved in the physical labor, they might do 50% or the work and sub-contract the rest out. Rates are calculated using gross sales, owner and employee payroll, materials and sub-contracted labor costs. As a general contractor / paper contractor / home builder in Minnesota, you need good insurance. Requesting a general liability insurance quote for contracting company from us, is a very good start.
We quote multiple insurance companies and compare to find you the best rate and the right paper contractors insurance coverage. Having clients all over Minnesota, like Minneapolis and St. Paul, Rochester, Mankato, Duluth, Plymouth. Provide your information once, let us shop for you. Make us the first and your last call for your Minnesota paper contractors insurance.
General Liability Insurance for Paper Contractors
Paper contractors insurance is general liability insurance and is really the core policy for Minnesota paper contractors. General contractors, papers contractors and home builders buy this policy first. What does paper contractors insurance / general liability insurance cover? General liability insurance covers bodily injury and property damage claims. General liability insurance protects your, premises, product, operations and completed operations. Often MN insurance companies will include a property damage deductible, such as $1,000 or $2,500. This should be taken into consideration when picking the best insurance for your paper contracting business.
Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all clams presented. It’s important you understand the basics here, because you should a contract, with a hold harmless agreement and insurance requirements with your sub-contractors. We have some papers contractors insurance examples to share, just ask.
Request a Minnesota paper contractors insurance quote. Take the next step and ask a question, we here to help. You might be delightfully surprised at our service and low cost options.
Business Owners Policy (BOP) Paper Contractors
Sorry, general contractors, home builders and paper contractors do not qualify for a general liability insurance policy, that mixes liability, building coverage, business personal property. A BOP is used more for Minnesota retail businesses and not so much for contractors, home builders and paper contractors sub-contracting most of their business.
Contact Us for Quote
We are ready to discuss your Minnesota paper contractors insurance. Tell us about your business. Pick up the phone right now or use the short form to the right. Request your MN paper contractors general liability insurance quote now!