Plumbing Insurance

Minnesota Plumbing Insurance

Are you looking for plumbing insurance in Minnesota? Your search is has ended.

Your plumbing insurance quotes in Minnesota are now just a click away! As a plumber, you need proper plumbing insurance coverage for your business.

You’ve worked hard to get where you are and don’t need an accident or other mishap to screw things up. Do not buy it just because the Minnesota Department of Labor and Industry requires it for master plumbers in Minnesota.

But instead, because a lawsuit or other liabilities can crush your MN plumbing business.

Our favorite classification is plumbing, and working with plumbers, tell everyone. Bundling with commercial auto insurance and workers’ compensation insurance can bring added discounts and credits.

We also write Minnesota master plumbing bonds, mechanical bonds. Your plumbing business should have both of these, and the mechanical bond is for installing water heaters.

We are plumbing business insurance professionals, and plumbers throughout Minnesota are glad they found us. We sell residential plumbing insurance and commercial plumbing insurance and are located here in Minnesota.

Ask a question; it’s always free. Please request a quote from us.

We quote multiple plumbing insurance companies and compare them to find you the best rate and the proper coverage. Having clients all over Minnesota, like Minneapolis and St. Paul, Lakeville, Eagan, Bloomington, Duluth, Plymouth, Coon Rapids.

Please provide your information once, let us shop for you. Make us the first and your last call for your Minnesota plumbers liability insurance.

What are you waiting for? Get your plumbing contractor’s insurance by calling us at 952-469-0425.

General Liability Insurance for Plumbing Contractors

Contractors’ general liability insurance is the core policy for Minnesota plumbing companies. Master plumbers buy this policy first.

What does general liability insurance cover? General liability insurance covers bodily injury and property damage claims. General liability insurance protects your premises, product, operations, and completed operations.

Often MN insurance companies will include a property damage deductible, such as $1,000 or $2,500. Consider this when picking the best insurance for your plumbing business.

Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented.

You must understand the basics here because you should have a contract with a hold harmless agreement and insurance requirements with all your sub-contractors. We have some examples to share, ask.

Request a general liability insurance quote. Would you please take the next step in finding plumbing company insurance and ask a question?

We are here to help. You might be delightfully surprised at our service and low-cost options. Call us at 952-469-0425.

My General Contractor is Looking for Proof of Insurance

Many times a general contractor will be asking for a certificate of insurance so you can work and get paid.  They are just looking for general liability insurance fifty percent of the time.

Sometimes they are also looking for additional insured status, sharing your liability coverage. Or to be added or commercial auto insurance and workers compensation insurance too.

Business Owners Policy (BOP) Plumbing

A BOP is a general liability insurance policy that mixes liability, building coverage, business personal property.

Most plumbers would qualify for a BOP, and it is preferred in many cases as it provides business interruption insurance.

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Contact Us for Quote – Plumbing Insurance

Tell us about your Minnesota plumbing business and insurance needs. We are listening.

We will put together a customized plan, so you only pay for what you need.

Request your Minnesota Plumbers insurance quote now! You will be happy you did. Do yourself a favor and call 952-469-0425 right now or use the quick quote form on this page.

Plumbing Insurance Coverage Frequently Asked Questions (FAQs)

Q- What insurance should a plumber have in Minnesota?

Ans:- Plumbing contractors should have sufficient general liability insurance in case of property damage or injury. Water leaks are your enemy! If you have subcontractors working for you, they should also be insured.

Q- What is plumbing insurance?

Ans:- Plumbing insurance provides a layer of protection from lawsuits and claims while you are working. The insurance policy plumbers buy first is general liability insurance.

The Minnesota Department of Labor & Industry requires insurance and a surety bond to hold a license.

Q- Is owning a plumbing business worth it?

Ans:- Being a plumbing contractor in 2021 can be a lucrative and in-demand career. The plumber industry has grown to $124 billion in total revenue and has increased by 3.7% this year.

Starting a plumbing business is the first step if you want to be part of this profitable industry.

Q- How long is a plumber liable for his work in Minnesota?

Ans:- Many plumbers give a one-year guarantee on the work they do. This guarantee only applies to their work and not any other contractor’s work.

It is possible insurance could respond to work done several years back.

Q- What type of plumbers makes the most money?

Ans:- Plumbers that work under riskier circumstances make the most money.

The BLS reports that the highest-paid plumbers, pipefitters, and steamfitters work with steel manufacturing and the government.  Heavy and civil engineering construction, plumbing, heating, and air-conditioning contractors are the following types.