Minnesota Plumbing Insurance

Minnesota plumbing insurance quotes Minnesota are now just a click away! As a plumber, you need proper insurance protection for your business. You’ve worked hard to get where you are and don’t need an accident or other mishap to screw things up. Don’t buy it just because the Minnesota Department of Labor and Industry requires it for master plumbers in Minnesota. But rather, because a lawsuit or other liabilities can crush your MN plumbing business. Our favorite classification is plumbing and working with plumbers, tell everyone. Bundling with commercial auto insurance and workers’ compensation insurance can bring added discounts and credits. We also write master plumbing bonds, mechanical bonds. Your plumbing business should have both of these. We are plumbing insurance experts and plumbers throughout Minnesota are glad they found us. Ask a question, it’s always free. Request a quote from us.

We quote multiple insurance companies and compare them to find you the best rate and the right coverage. Having clients all over Minnesota, like Minneapolis and St. Paul, Lakeville, Eagan, Bloomington, Duluth, Plymouth, Coon Rapids. Provide your information once, let us shop for you. Make us the first and your last call for your Minnesota plumbing contractor’s insurance.

General Liability Insurance for Plumbing Contractors

Contractors’ general liability insurance is really the core policy for Minnesota plumbing companies. Master plumbers buy this policy first. What does general liability insurance cover? General liability insurance covers bodily injury and property damage claims. General liability insurance protects your, premises, product, operations, and completed operations. Often MN insurance companies will include a property damage deductible, such as $1,000 or $2,500. This should be taken into consideration when picking the best insurance for your plumbing business.

Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. It’s important you understand the basics here because you should have a contract, with a hold harmless agreement and insurance requirements with all your sub-contractors. We have some examples to share, just ask.

Request a general liability insurance quote. Take the next step and ask a question, we are here to help. You might be delightfully surprised at our service and low-cost options.

My General Contractor is Looking for Proof of Insurance

Many times a general contractor will be asking for a certificate of insurance so you can work and get paid.  Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.

Business Owners Policy (BOP) Plumbing

A BOP is a general liability insurance policy, that mixes liability, building coverage, business personal property. A BOP is used for Minnesota retail businesses and contractors. A BOP is preferred in many cases as it provides business interruption insurance.

Contact Us for Quote – Plumbing Insurance

Tell us about your Minnesota plumbing business and insurance needs, we are listening. We will put together a customised plan so you only pay for what you need.  Do yourself a favor and call 952-469-0425 right now or use the quick quote form on this page. Request your Minnesota plumbing insurance quote now! You will be happy you did.