Minnesota Roofing Insurance
Searching for roofing insurance in Minnesota? Your search ends here.
Minnesota roofing insurance quotes Minnesota are now just a click away! As a roofer, you need proper insurance protection for your roofing business. You’ve worked hard to get where you are and don’t need an accident or other mishap to screw things up. Our favorite classification is roofing and when you love what you do it shows. We are roofing insurance experts and roofers throughout Minnesota are glad they found us. Ask a question, it’s always free. Request a quote from us.
We quote multiple insurance companies and compare them to find you the best rate and the right coverage. Having clients all over Minnesota, like Minneapolis and St. Paul, Brooklyn Park, Farmington, Eagan, Bloomington, Duluth, Plymouth, Coon Rapids, Apple Valley. Provide your information once, let us shop for you. Make us the first and your last call for your Minnesota roofing contractors’ insurance.
General Liability Insurance for Roofing Contractors
Contractor’s general liability insurance is really the core policy for Minnesota roofing companies. Roofers buy this policy first. What does general liability insurance cover? General liability insurance covers bodily injury and property damage claims. General liability insurance protects your, premises, product, operations, and completed operations. Often MN insurance companies will include a property damage deductible, such as $1,000 or $2,500. This should be taken into consideration when picking the best insurance for your roofing business.
Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. It’s important you understand the basics here because you should have a contract, with a hold harmless agreement and insurance requirements with all your sub-contractors. We have some examples to share with you, just ask.
Request a roofer’s general liability insurance quote. Take the next step and ask a question, we are here to help. You might be delightfully surprised at our service and low-cost options.
My General Contractor is Looking for Proof of Insurance
Many times a general contractor will be asking for a certificate of insurance so you can work and get paid. Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.
Minnesota Roofing Company Insurance Cost
As a roofing contractor in Minnesota, it’s important to have Minnesota roofing insurance. The cost can vary but generally starts at $175.00 per month. Whether you are new in business or an experienced pro, we will work to make sure you have the best plan to fit your needs. We know that Minnesota roofing contractor liability insurance is crucial. Our Minnesota roofing contractor insurance and all come with an insurance agent. They will work directly with you and shop multiple insurance companies to get you the very best rate. Then we customize it to meet your exact needs. Protecting your roofing business is our top priority. Finding you the lowest cost is number two.
We insurance residential and commercial roofing contractors in Minnesota. We will make sure your Minnesota roofing contractor insurance cost is affordable for your budget. Reach out to us today to talk about Minnesota general liability insurance for roofers and find out how we can help you.
Contact Us for Quote – Roofing Insurance
Tell us about your Minnesota roofing business and insurance needs, we are listening. We will put together a customized insurance plan so you only pay for what you need. Do yourself a favor and call 952-469-0425 right now or use the quick quote form on this page. Request your MN roofing contractor’s general liability insurance quote now! You will be happy you did.
What insurance do I need to be a roofer?
As a roofer in Minnesota, there are several insurance policies you should look at. The first is general liability insurance. Then followed by workers’ compensation insurance and commercial auto insurance. If you intend on getting licensed and you will need a $15,000 roofing bond.
How much does a roofing license cost in MN?
There must be one qualifying person and the cost is $165. This Minnesota residential roofers license fee is the same regardless of when you become licensed during the license period. The $15,000 roofing bond is normally around $125 the first year. General liability insurance is also a requirement. That can run $158 per month or more for the $300,000 per occurrence limit and at least $10,000 in property damage coverage. An exam must also be taken and that is $50.
Why is roofing insurance so expensive?
Damage to property and injuries claims lead to roofing insurance being expensive. Water is one of a homeowner’s and property owner’s worse nightmares. This combined with injuries, litigation costs, and injured workers (heights) spells expensive medical and wage loss bills. We can help you get and keep your costs under control.
Do roofers need insurance in Minnesota?
Having general liability insurance is recommended for all businesses. It is the first policy a roofing company would normally buy. It covers bodily injury and property damage claims.
Do roofers make good money?
Residential roofers made an average of $22.06 per hour or $45,890 per year. Commercial roofers were slightly higher at $23.34 per hour or $48,540 per year. The highest was working for local government at $31.83 per hour or $66,210 per year. This information came from the Bureau of Labor Statistics (BLS) as of May 2020.