Minnesota Snow Plowing Insurance

Minnesota snow plowing insurance quotes Minnesota are now just a click away! As a plowing professional, you need proper insurance protection for your plowing and snow removal business. You’ve worked hard to get where you are and don’t need an accident or other mishap to screw things up. Our favorite classification is snow plowing insurance and snow removal insurance. When you love what you do it shows. We are snow plowing insurance experts and plow companies throughout Minnesota are glad they found us. Ask a question, it’s always free. Request a quote from us.

We quote multiple insurance companies and compare them to find you the best rate and the right coverage. Having clients all over Minnesota, like Minneapolis and St. Paul, Duluth, Rochester, Eagan, Lakeville, Farmington, Apple Valley, Coon Rapids, Brooklyn Park, Mankato. Provide your information once, let us shop for you. Make us the first and your last call for your Minnesota contractor’s insurance.

General Liability Insurance for Snow Plow Companies

Contractors’ general liability insurance and commercial auto are really the core policy for Minnesota plow companies. Plow and snow removal companies need both of these policies. What does general liability insurance cover? General liability insurance covers bodily injury and property damage claims. General liability insurance protects your, premises, product, operations, and completed operations. Often MN insurance companies will include a property damage deductible, such as $1,000 or $2,500. This should be taken into consideration when picking the best insurance for your snow removal business.

Common limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. It’s important you understand the basics here because you should have a contract, with a hold harmless agreement and insurance requirements with all your sub-contractors. We have some examples to share with you, just ask.

Request a Minnesota snow plowing insurance quote. Take the next step and ask a question, we are here to help. You might be delightfully surprised at our service and low-cost options.

Business Owners Policy (BOP) Snow Removal / Plowing

Snow removal companies can qualify for a BOP, but generally, there would need to be landscaping or lawn care in the summer month. A BOP is a general liability insurance policy, that mixes liability, building coverage, business personal property. A BOP is used for Minnesota retail businesses and some contractor classifications. A BOP is preferred in many cases as it provides business interruption insurance.

My General Contractor is Looking for Proof of Insurance

Many times a general contractor will be asking for a certificate of insurance so you can work and get paid.  Fifty percent of the time they are just looking for general liability insurance. Sometimes they are also looking for additional insured status to be added or commercial auto insurance and workers compensation insurance too.

Contact Us for Quote – Snow Plowing Insurance

Tell us about your Minnesota snow plowing business and insurance needs, we are listening. We will put together a customized insurance plan so you only pay for what you need.  Do yourself a favor and call 952-469-0425 right now or use the quick quote form on this page. Request your MN snow plowing contractors general liability insurance quote now! You will be happy you did.